Life Insurance Guides

Use our life insurance guides to learn about the types of life insurances available and get answers to the most frequently asked questions around life insurance.

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27 Jun, 2026

Is life insurance taxable, and what about inheritance tax?

Is life insurance taxable, and what about inheritance tax? A life insurance payout is usually paid tax free. The one

Joint vs single life insurance: which is better?

Joint vs single life insurance: which is better? A joint policy covers two people for one premium and is usually

26 Jun, 2026

Types of life insurance explained

Types of life insurance explained There are really two families of cover. Term insurance protects you for a set number

Is life insurance worth it?

Is life insurance worth it It comes down to one thing, whether anyone would struggle financially if you died. If

Decreasing term vs level term life insurance

Decreasing term vs level term life insurance Both pay your family a tax free lump sum if you die within

What does life insurance cover, and what is excluded

What does life insurance cover, and what is excluded Life insurance pays your family a tax free lump sum if

Do you need life insurance for a mortgage?

Do you need life insurance for a mortgage No. Life insurance is not a legal requirement for a mortgage in

Life assurance vs life insurance

Life assurance vs life insurance In everyday use they mean the same thing. The real difference is the product. Insurance

Can you have more than one life insurance policy?

Can you have more than one life insurance policy? Yes. There is no legal limit in the UK. This guide

24 Jun, 2026

Should you get life insurance in your 20s?

Should you get life insurance in your 20s? For most people in their 20s the answer depends on who relies

23 Jun, 2026

How life insurance companies know if you smoke

Surely guide How life insurance companies know if you smoke Insurers have several ways to check, and they can verify

21 Jun, 2026

How long could your family keep the house if your income stopped?

The UK Family Financial Survival Index 2026 | Surely The UK Family Financial Survival Index 2026 How long could your

Average cost of life insurance in the UK

Average cost of life insurance in the UK We ran real quotes across our panel of insurers to show what

The UK Life Insurance Gap Study 2026

Surely original research • 2026 The UK Life Insurance Gap Study: 42% of UK adults have no cover, and most

20 Jun, 2026

Putting life insurance in trust

Putting life insurance in trust: how it works and the tax rules Writing your policy in trust can keep the

19 Jun, 2026

How to buy life insurance in the UK

How to buy life insurance in the UK Buying life insurance is more straightforward than most people expect. This guide

Life insurance with critical illness cover

Life insurance with critical illness cover A combined policy pays out if you die, and also if you are diagnosed

Do you need life insurance and when to get it

Do you need life insurance and when to get it Life insurance is not for everyone, and the right time

UK life insurers compared

UK life insurers compared A side by side look at the major UK life insurers, using their own published 2024

Aviva life insurance review

Aviva life insurance review An independent look at the UK’s largest life insurer. We cover Aviva’s claims record, policy range,

Compare the best UK life insurance

Compare the best UK life insurance The best policy is the one that fits you, at a fair price, from

Life insurance quotes and cover calculator

Life insurance quotes and cover calculator Work out how much cover you need, see what it could cost, then compare

Life Insurance With Pre-existing Medical Conditions

Life Insurance With Pre-existing Medical Conditions Having a health condition rarely stops you getting life insurance. In most cases you

18 Jun, 2026

How Much Does Life Insurance Cost?

How Much Does Life Insurance Cost? Life cover is often cheaper than people expect. What you pay depends mainly on

Life Insurance Over 60 And Over 70

Life Insurance Over 60 And Over 70 You can still get cover later in life, often with more choice than

17 Jun, 2026

Critical illness cover

Critical Illness Cover Compare critical illness cover from selected UK insurers. You could receive a tax free lump sum if

15 Jun, 2026

Income Protection Insurance

Income Protection Insurance Compare income protection from selected UK insurers. If illness or injury stops you working, it can pay

02 Apr, 2026

Why comparing life insurance matters

Why Comparing Life Insurance Matters Compare life insurance from selected UK insurers. The same cover can cost very different amounts,

How does life insurance work?

How Does Life Insurance Work? Life insurance pays a tax free lump sum to the people you choose if you

What is life insurance?

What Is Life Insurance and How Does It Work? Life insurance is a simple way to protect the people who